{"id":66377,"date":"2026-01-27T21:22:34","date_gmt":"2026-01-28T00:22:34","guid":{"rendered":"https:\/\/automotive.einnews.com\/article\/887062063"},"modified":"2026-01-27T21:22:34","modified_gmt":"2026-01-28T00:22:34","slug":"cox-automotive-dealertrack-partners-with-point-predictive-and-adds-the-power-of-ai-to-fight-the-rising-cost-of-fraud","status":"publish","type":"post","link":"https:\/\/new7.shop\/zerocostfreehost\/index.php\/2026\/01\/27\/cox-automotive-dealertrack-partners-with-point-predictive-and-adds-the-power-of-ai-to-fight-the-rising-cost-of-fraud\/","title":{"rendered":"Cox Automotive Dealertrack Partners with Point Predictive and Adds the Power of AI to Fight the Rising Cost of Fraud"},"content":{"rendered":"

 21st Annual Dealertrack Compliance and Fraud<\/span> Mitigation Guide Released<\/i><\/p>\n

ATLANTA<\/span>, Jan. 27, 2026<\/span> — As costs associated with automotive fraud<\/span> surge, Cox Automotive is launching a new partnership with Point Predictive that delivers advanced AI-driven identity verification (IDV) solutions to protect dealers, lenders, and consumers. BorrowerCheck by Point Predictive, designed to fight sophisticated techniques including deepfakes and synthetic identities, integrates directly with Cox Automotive’s Dealertrack and uses machine learning to detect synthetic IDs, score fraud<\/span> risk, and verify documents in real time.<\/p>\n

“With auto fraud<\/span> and lender pushbacks on the rise, the automotive industry needs to move beyond red flag solutions that can miss sophisticated fraud<\/span> schemes,” said Derek Hansen, SVP, dealer, lender, and inventory management solutions at Cox Automotive. “Our goal with this partnership is to strengthen our compliance portfolio and provide our dealers with more robust, next-generation fraud<\/span> detection and identity verification solutions.”<\/p>\n

BorrowerCheck powered by Point Predictive is a powerful fraud<\/span> prevention and identity verification tool integrated seamlessly into the Dealertrack F&I workflow- this AI-powered solution enables faster, more secure transactions and a more unified dealer experience. It includes identity, Synthetic ID, employment and income verification checks; plus, an Identity Document Validation scanning solution. By embedding BorrowerCheck into our compliance suite, we empower dealers to mitigate fraud<\/span>-risk early in the financing process, streamline workflows, and protect revenue\u2014all while delivering a superior customer experience that dealers already trust.<\/p>\n

“Industry analysts are predicting as much as $10B in fraudulent automotive transactions in 2026,” said Joey Yates, AVP of F&I Services, Cox Automotive. “Dealers need help right now <\/i>mitigating that risk. We’ve answered their call with a fully integrated fraud<\/span> prevention solution powered by Point Predictive that works seamlessly with our market-leading Compliance solution that thousands of dealers use every day.” <\/p>\n

Point Predictive solutions help lenders reduce early payment default (EPD) losses by more than 30-50% while improving funding rates by 40-60%. (Source: Point Predictive website) Leveraging AI-driven analytics and a proprietary risk database with billions of unique data points, BorrowerCheck identifies high-risk applications with unmatched AI-precision, detecting over 90% of fraud<\/span> missed by traditional systems while reducing false positives by up to 70%. (Source: Point Predictive website)<\/p>\n

Powering Dealertrack Compliance with BorrowerCheck gives dealers a comprehensive identity verification and fraud<\/span>-risk prevention solution with the following features:<\/p>\n